The Future of Banking & Crypto

Get your own International Bank Account in minutes, right inside the Volta Wallet. Deposit, withdraw, and send in USD, EUR, GBP, AUD, CAD, and 30+ more currencies. Easily buy and sell crypto and take full control of your finances, globally.

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The World's Most Diverse Payment System

XRPayNet is redefining the industry standard for financial transactions. We will facilitate the conversion of consumer crypto payments made to businesses into their preferred conventional currency. We will do so through our card and mobile application, allowing businesses to continue using their existing processing systems, making the Crypto to Fiat payment process seamless.

Your Bank. Your Crypto. One App.

Buy, sell, and move money globally with your own International Bank Account inside Volta. Instantly deposit, withdraw, and transfer in USD, EUR, GBP, AUD, CAD and 30+ more currencies. Convert between fiat and crypto anytime.

  • Buy and Sell top cryptocurrencies
  • Send and receive via SWIFT & SEPA
  • Linked to your upcoming Volta Card
  • Low fees, high-speed settlement
  • Live traditional currency exchange rates.
  • Bank-level access. Crypto-level control.
  • Total visibility across your crypto + currency balances
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TheProblem

300 million people hold and own cryptocurrencies, yet they virtually have nowhere to spend it.

Cryptocurrencies are accepted by less than 0.001% of companies throughout the world.

Businesses are skeptical to accept cryptocurrency payments because of its potential volatility.

300 million people hold and own cryptocurrencies, yet they virtually have nowhere to spend it.

Cryptocurrencies are accepted by less than 0.001% of companies throughout the world.

Businesses are skeptical to accept cryptocurrency payments because of its potential volatility.

TheSolution

XRPayNet is going to bridge the gap between the spending demand of crypto holders and businesses accepting crypto globally.

Card and mobile App payments
will be made to retailers with
crypto with settlements in
seconds.
Every business will receive
settlement in their standard fiat
currency as the consumer spends
their crypto – all in one
transaction.

Join The Waitlist Now!

The Crypto card that allows consumers to spend cryptocurrency in stores and online, while the business will receive traditional Fiat Currency. Seamlessly. All in one Transaction.

Volta Mobile App

Buy, Sell, Store, Track and Spend With Freedom

Built on the XRP Ledger

We Believe In A Sustainable Future

XRPayNet is proud to be a part of the XRPL, which has demonstrated to be the most scalable and ecological blockchain built to date.

 

90 000+ Trading Pairs.

Borderless. Permissionless. Dominant.

Powered by XRPayNet

Available Now

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Market Validation

$2.5 Billion was spent by consumers on pre-paid crypto cards in 3 months from the end of 2021-start of 2022.

No top-ups, no pre-exchanges from crypto to fiat visa process $11 trillion of non crypto related transactions per year meaning that the crypto spending consumers do not have the right market conditions to fulfil the needs of them and the retailers.

Our all in one solution is the next generation XRPayNet crypto card in conjunction to our mobile app.

Market Validation

$2.5 Billion was spent by consumers on pre-paid crypto cards in 3 months from the end of 2021-start of 2022.

No top-ups, no pre-exchanges from crypto to fiat visa process $11 trillion of non crypto related transactions per year meaning that the crypto spending consumers do not have the right market conditions to fulfil the needs of them and the retailers.

Our all in one solution is the next generation XRPayNet crypto card in connection to our mobile app.

Unrivaled Flexibility

Buy Now. Pay Later.
With Crypto.

  • Online
  • In Store
  • Within Our Mobile App
  • 100% Interest Free

 XRPayNet will be the first to offer ‘BNPL’, one of the fastest growing payment methods with Cryptocurrency.

Spend less time worrying and more time enjoying.
Supporting the XRP Ledger

Validator Node

Along with the well-known Ripple, we own and run one of only 145 network validating nodes in the world.

Read Our Whitepaper

Our whitepaper is a comprehensive document that explains our philosophy and it will help readers understand current difficulties as well as our clear solution to complex problems.

Whitepaper

Offering Solutions For All Customers Worldwide.

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Total Supply of XRPayNet

Circulating Supply of XRPayNet

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Legal

© 2025 XRPayNet Global Limited. All rights reserved.

XRPayNet Global Limited accounts and cards are issued by Codego SRL, an electronic money institution authorized and regulated by the National Bank of Belgium as an agent with a European passport. License number: PAYNITA000001.

Codego SRL is an electronic money institution regulated by the National Bank of Belgium as an agent with a European passport. Codego SRL and Codego Bulgaria LTD are authorized to distribute cards, serving as an approved Program Manager and registered service provider. All fund transfers are processed through Codego’s partner financial institutions using certified Codego technology. All Codego partners are e-money institutions or banks authorized to distribute services using Codego technology. Codego Bulgaria LTD is licensed and regulated by the Ministry of Finance for Financial Services, providing payment services, virtual asset management, and exchange services under license BB139.

© 2025 Codego. All rights reserved. Codego is a trademark registered and authorized by EUIPO to protect its intellectual properties. Codego authorizes XRPayNet Global Limited to use its name, which is a protected and registered trademark.

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