Terms and Conditions

Welcome to XRPayNet!

These terms and conditions outline the rules and regulations for the use of XRPayNet's Website, located at https://xrpaynet.com/.

By accessing this website we assume you accept these terms and conditions. Do not continue to use XRPayNet if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company’s terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law of Netherlands. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.


We employ the use of cookies. By accessing XRPayNet, you agreed to use cookies in agreement with the XRPayNet's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.


Unless otherwise stated, XRPayNet and/or its licensors own the intellectual property rights for all material on XRPayNet. All intellectual property rights are reserved. You may access this from XRPayNet for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

  • Republish material from XRPayNet
  • Sell, rent or sub-license material from XRPayNet
  • Reproduce, duplicate or copy material from XRPayNet
  • Redistribute content from XRPayNet

This Agreement shall begin on the date hereof. Our Terms and Conditions were created with the help of the Terms And Conditions Template.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. XRPayNet does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of XRPayNet,its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, XRPayNet shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

XRPayNet reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

  • You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;
  • The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
  • The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
  • The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant XRPayNet a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

  • Government agencies;
  • Search engines;
  • News organizations;
  • Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
  • System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

  • commonly-known consumer and/or business information sources;
  • dot.com community sites;
  • associations or other groups representing charities;
  • online directory distributors;
  • internet portals;
  • accounting, law and consulting firms; and
  • educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of XRPayNet; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to XRPayNet. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

  • By use of our corporate name; or
  • By use of the uniform resource locator being linked to; or
  • By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of XRPayNet's logo or other artwork will be allowed for linking absent a trademark license agreement.


Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Your Privacy

Please read Privacy Policy

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.

We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.


To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • limit or exclude our or your liability for death or personal injury;
  • limit or exclude our or your liability for fraud or fraudulent misrepresentation;
  • limit any of our or your liabilities in any way that is not permitted under applicable law; or
  • exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.

Deals Service Terms & Conditions

Part 1: Introduction & relationships

We’d like to start by describing how our relationship works.

XRPayNet Global Limited includes technology to connect You to merchants and special offers provided by those merchants. You will enter into a direct relationship with the merchant in relation to any purchase you choose to make, and any matter relating to the fulfilment, payment, returns and refunds is a matter between you and the merchant.

Discounts, and special offers which You may access as the result of signing up to XRPayNet Global Limited are determined by the relevant merchants and the amounts are therefore outside of the control of Licensee and its technology partners. The merchant’s decision is final in relation to the amount of discount distributable to You on any transactions. 

XRPayNet Global Limited connects you with merchants through our trusted technology and transaction processing partner White Label Loyalty (“WLL”) (https://whitelabel-loyalty.com). WLL provides the technology that enables you to receive your discounts from merchants. Perks Loyalty Ltd (trading as White Label Loyalty) is registered in the United Kingdom at Park House, Park Square West, Leeds, England, LS1 2PW. 

By using XRPayNet Global Limited, You are instructing Perks Loyalty Ltd to collect data under legitimate interest and contract; data including but not limited to; merchant’s commission amount, time of transaction, website’ URL, as you use your browser. See their privacy policy in the second section of this document.

This agreement

  1. Your use of WLL’s service and technology, as part of XRPayNet Global Limited, is governed by these terms, which is a legal agreement between you and WLL.    
  2. By accepting these terms, you are using the WLL service.
  3. WLL may modify these terms to reflect changes in the law and the Service. WLL will notify you in advance, unless a change is needed immediately for legal reasons. 
  4. WLL processes your personal data to provide the Service to you, in accordance with the WLL Privacy Notice detailed in the second section of this document.

The service

  1. Once you have signed up, we will give you access to the WLL Platform and the features we offer through it. We refer to this as WLL’s Service.
  2. WLL may terminate the service if you are not active for 6 months or longer.
  3. WLL may modify the Service for legal or security reasons, to ensure it functions well, or to enhance its features. Updates will be installed automatically.


When we use the term WLL Platform, we mean WLL’s marketplace where brands place offer codes for their products and services, enabling you to surface deals as you shop on your mobile or desktop device.

Part 2: How the Deals Service works   

This section describes the key steps of how the Service works, with important notices relating to your use of it.



  • Register
  1. Create an account on XRPayNet Global Limited and activate the WLL browser extension.
  • Browse
  1. As you browse or shop on your device, WLL will surface search results from its database of offers.
  1. The coupons available to you will be displayed to you by the merchant and are based on Total Transaction Value.
  1. WLL does not endorse or provide any warranties regarding the products and services advertised by merchants, including as to their quality.
  • Select Deals
  1. Clicking on the offers will connect you directly with the merchant.    
  1. You will enter into a direct relationship with the merchant in relation to any purchase and the associated offer. Fulfilment, payment, returns and refunds is a matter between you and the merchant.    
  • Buy
  1. Make your discounted purchase on the merchant’s site.    
  1. The amount of discount is determined by the merchant and therefore outside of WLL’s control. WLL will distribute the amount actually paid by the merchant even if different to what the merchant displayed.


  • Coupons means discount codes and similar special offers offered to you by merchants on your purchase (excluding the amount you have donated to a charity).                        
  • Total Transaction Value is the total net value (not including applicable taxes such as VAT and sales taxes, delivery fees and any other amounts excluded by the merchant) of any and all sales as per the discount codes the merchant has offered to you via the Service.                        
  • A merchant is a brand or retailer that offers you deals via WLL.

Part 3: Responsibilities

Below describes WLL’s and your responsibilities in relation to the Services. Responsibilities apply equally to each party.

  • WLL will provide you with free of charge access to the Services to enable you to accept offers from merchants using the WLL Platform.
  • You must follow the acceptable use terms described in the Do’s and Dont’s section.
  • WLL will use reasonable efforts to make the WLL Platform available 24 hours a day, seven days a week, except for any periods of unscheduled maintenance.
  • WLL will always aim to do any maintenance outside of business hours in the UK (9am-5pm on weekdays, excluding public holidays).    
  • WLL will keep any personal information received from you confidential and in line with WLL’s obligations under its privacy notice and under relevant law. 
  • You will keep confidential any information you receive from WLL regarding its business and technology.    

Part 4: Do’s and dont’s

Important rules relating to how you use WLL’s technology.

Here are our rules for using the WLL Platform, which are your legal obligations whenever you use it. Think of it as important things you should and shouldn’t do. They’re all common sense. If you break these rules, WLL has the right to terminate your use of the WLL Platform immediately.


  • Use the WLL Platform in an appropriate way, for the purposes for which it is intended.   
  • Provide complete and accurate information when you register for the Service and keep it up to date and accurate during the time and you use the Services.      
  • Respect the time and effort WLL has taken to invest in its brand and technology and treat WLL support staff with respect. 


  • Register to the platform if you are less than 16 years old (or the age of majority in your country of residence if it is higher than 16). By using WLL, you represent that you are at least 16 years old or over the age of majority in your country.
  • Use or exploit the WLL name and logo or any other WLL intellectual property other than as permitted. This includes copying, reverse engineering, disassembling or decompiling any part of the Services or the WLL Platform, and distributing or selling any derivative works.
  • Circumvent any security features of the Service or use any device or software to bypass any code or interfere with the normal working of the Services.
  • Carry out any systematic retrieval of data from the Services to create or compile any collection, compilation, database or directory from the information you access on the WLL Platform. This includes any automated or manual process for monitoring, scraping or extracting data.

Part 5: Other legal things

This section contains statements about our liability to you if things go wrong, and other legal points.

Limitation of liability

WLL’s total liability to you under or in connection with this agreement is limited to one hundred and twenty-five percent (125%) of the total fees paid by you under this agreement. If you have not paid any fees to WLL under this agreement (which will usually be the case), WLL’s total liability to you will be one hundred pounds (£100).

WLL will not be liable to you for any indirect, incidental, special, consequential, punitive or exemplary damages, arising out of any unavailability of or failure in the Services.

Nothing in this agreement excludes or limits WLL’s liability for death, personal injury or fraud, or any other liability which cannot be limited or excluded by applicable law.

Force majeure

WLL will not have any liability for any failure to perform obligations under this agreement if such failure is caused by fire, flood, natural disaster, epidemic or government restrictions associated with epidemics, act of God, strike, civil unrest, riot, insurrection, revolution, war, terrorism, law or governmental regulation or other cause or event which is of a magnitude or a type beyond the reasonable control of WLL.

Our relationship

Your use of the Service does not create any employment, partnership or agency relationship between you and WLL or between you and any merchants.

Our agreement is only with you.

WLL’s agreement with you in relation to the Services is personal to you. It is not intended to confer any rights of enforcement on any third party. The Contracts (Rights of Third Parties) Act 1999 shall not apply to this agreement.

Assignment of rights

You cannot assign, subcontract or otherwise transfer any of your rights or obligations under this agreement. WLL does have the right to transfer or subcontract its rights and obligations under this agreement, which may be necessary to deliver the Services to you or to change how we organise our business.

Governing law

This agreement and any dispute or claim arising out of it (including non-contractual claims) is governed by the law of England and Wales.


The courts of England and Wales will have exclusive jurisdiction to settle any dispute or claim arising out of this agreement.

If you have any questions or suggestions about these terms & conditions, please email your Loyalty Program provider’s customer service team.

Total Supply of XRPayNet

Circulating Supply of XRPayNet





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