Infinite Possibilities.
Pre-Order Opens In
Sign Up For
Pre-Order Access
Spend your Crypto your way.
Easily trade and use your crypto with XRPayNet’s platform and card. Spend or transfer your crypto from one account anywhere in the world. Our flexible account provides live exchange rates, multiple traditional currencies, and bank transfers. Enjoy seamless crypto transactions, unprecendented rewards and more on one comprehensive platform.
- Low fees from 0.5%*.
- International ATM withdrawals.
- Accepted at all Mastercard merchants globally.
- Turn your crypto into traditional currencies.
- Live traditional currency exchange rates.
- USD, GBP, EUR, CNY, and JPY accounts*.
- Seamlessly spend your crypto with the XRPayNet card*.
- FCA regulated for your peace of mind**.
T&C’s apply
Send and Receive money with zero fees.
You can hold multiple currencies in your XRPayNet account, switch between them in seconds and send Crypto or Fiat to any XRPayNet Members for free.
Buy, Sell, Store, Send and Track
The World’s Best Defi Crypto App
- Join Our users buying and selling 300+ cryptocurrencies
- Spend with the XRPayNet Card and get unprecedented rewards
- Save when spending by receiving discounts of up to 20% at selected retailers
Blockchain Verified Transactions.
The XRP Ledger contains a complete record of all data stored on the blockchain since its inception. This data for XRPayNet provides the whole history of all XRPayNet transactions. If one node’s data has an error, it can rectify itself by referencing all of the other nodes.
XRPL Network Validators
Rewards for all XRPayNet members, regardless of tier.
Our concierge services include private event and party planning, multi-language assistance, 24/7 virtual support, luxury product procurement, and more.
Where and how mcuh
Who with and how much
Who with and how much
Who with and how much
Who with and how much
Who with and how much
XRPay it.
With XRPayNet.
As an XRPayNet member, you can easily manage both your crypto and fiat currencies, take advantage of discounts at hundreds of retailers, and enjoy access to cash at ATMs with your XRPayNet card. It’s the perfect solution for a streamlined and convenient financial lifestyle.
Lifestyle
$14.95/month
- Digital & Physical Plastic Card
- No Staking Required
- 24/7 Live Concierge Team
- 24/7 Virtual Assistant
- Personal Shopping service
- Luxury Product Procurement
- Hotel Discounts
- Event/Ticket Access
- One Time $19.95 Set Up Fee
Experience the convenience and luxury of the XRPayNet lifestyle
Lifestyle Plus
$0/month
- Digital & Physical Aluminum Card
- $250 Staking Required*
- 24/7 Live Concierge Team
- 24/7 Virtual Assistant
- Personal Shopping service
- Luxury Product Procurement
- Hotel Discounts
- Event/Ticket Access
- One Time $19.95 Set Up Fee
Upgrade to our Lifestyle plus and enjoy all the benefits with no monthly fee.
White Diamond
$0/month
- Digital & Physical Aluminum Card
- $1000 Staking Required*
- 24/7 Live Concierge Team
- 24/7 Virtual Assistant
- Personal Shopping service
- Luxury Product Procurement
- Hotel Discounts
- Event/Ticket Access
- One Time $95 Set Up Fee
For the ultimate VIP experience for XRPayNet members who value the finer things in life
Benefits DELETE DELETE DELETE
Features
Lifestyle
Lifestyle Plus
White Diamond
Red
Jet Black
Approved
by FCA
Millions of
merchants
Special
Discounts
Travel
Rewards
Leverage your Crypto with XRPayNet Credit.
XRPayNet Credit will allow you to leverage your crypto holdings as collateral to access funds for immediate use without needing to sell your assets.
- Interest Free
- Buy Now Pay Later
- No Credit Checks
The Ultimate Financial Dashboard
The XRPayNet dashboard is a user-friendly interface providing easy access to all the features and tools necessary to manage your finances, including your XRPayNet card and cryptocurrency holdings.
- Deposit funds via bank transfer
- Withdraw funds via bank transfer
- Buy and sell cryptocurrencies
- Convert fiat currencies to cryptocurrencies and vice versa
- Send cryptocurrency to other XRPayNet members for free
- Access to ATM withdrawals using your XRPayNet card
Shop Smarter and Save Big with XRPayNet Rewards.
Earn exclusive rewards for every purchase you make with XRPayNet. Start shopping smarter at your favorite retailers and save today with our rewards program. Check out the list below or click here to view the full list of rewards available for our members.
- Adidas
- Amazon
- AMC Theatres
- American Airlines
- Applebees
- Autozone
- Banana Republic
- Bed Bath & Beyond
- Best Buy
- Buffalo Wild Wings
- Build A Bear
- CBS All access
- Chipotle
- CVS Pharmacy
- Delta Airlines
- DICK's Sporting Goods
- Disney
- Dominoes
- DoorDash
- eBay
- Foot Locker
- Holland America Line
- Home Depot
- Hulu
- Nordstrom
- Overstock.com
- Sephora
- Spotify
- Staples
- StubHub
- Target
- Uber
- UberEats
- Wallmart
- Wayfair
- & 100's more!
Your Transaction. Your Choice.
Spend In Store
Pay local businesses the same way you do now, only with Cryptocurrency.
Shop Online
Check out with your Crypto balance & send your friends Crypto.
XRPayNet Card
Take your Card & App balance shopping everywhere Visa® or Mastercard® is accepted globally.
Notify Me When Pre-Orders Open
Multi-Currency App
For global travellers, expats, and crypto holders.
XRPayNet app is the ultimate financial tool providing seamless access to multi-currency accounts, live exchange rates, bank transfers, and the ability to spend crypto with a sleek plastic or metal card anywhere in the world.
The XRPayNet Card is everything you love about crypto only in a usable card. You can seamlessly manage your card right from our app. It’s that easy. The XRPayNet Card lets you make contactless payments, spend crypto in-store & online, and soon “Buy Now Pay
Later”.
Cashback On Spending
Use Your Staked XRPayNet As Collateral To Allow ‘Buy Now Pay Later’
More Features TBA
You can use your XRPayNet Card in over 250 countries worldwide, everywhere Visa® cards are accepted. The card is automatically added as a payment method in your XRPayNet app so it’s always on hand for payments to friends and authorized merchants.
Life’s better with options, you have three ways you can use your XRPayNet Card: you can make transactions from your XRPayNet app; you can make online purchases using your
virtual card number; or you can use your physical card in stores and online.
It comes with an EMV chip and supports NFC contactless payments for fast, easy and secure way to checkout in stores globally.
Your virtual card number lives in the XRPayNet Card section of the XRPayNet app. You can use this number to shop online and pay using the XRPayNet app as soon as you’re
approved, even before your physical card arrives.
- View your XRPayNet Card balance
- View your Rewards activity and balance
- Adjust your credit card notification settings
- Set up/adjust Autopay
- View your Rewards activity and balance
- Request a new virtual card number
- View and download your statement
- View transactions
- Disable and enable your physical card
- Configure alerts and emails
Download The App Today
Buy, Store and Manage
Your Crypto Securely.
